Reply
Frequent Contributor
Lori344
Posts: 313
Registered: ‎04-01-2007
0

Re: WTH.....I paid off 2 loans back on May 14 for a total of...

Jeez, the obviously didn't really verify. That just grips me. :smileymad:


flygirl wrote:


Lori344 wrote:
Just dispute as "incorrect" with the cra's... they have to respond with the correct info



thanks Lori344....but i already did that. I disputed as incorrect balance, and they STILL came back saying the old bal is being reported correctly...hmmmm



Regular Contributor
PeggyFair
Posts: 108
Registered: ‎06-19-2007
0

Re: WTH.....I paid off 2 loans back on May 14 for a total of...

<< report to the CB but every 4-5 months. WHAT???? I will NEVER do business with them again. Never really wanted to to begin with. They are one of those slick companies that sends you "loans in the mail'. They sent me a couple of checks back around Christmas time....and wrote in big bold letters "THIS IS A REAL CHECK"....by depositing it you agree to the terms and conditions...blah blah blah!!! I'm a BIG Christmas spender, so the checks were tooo tempting!!! NEVER AGAIN!!!!! >>
 
Not to sound "preachy",  but I do hope it is "never again". Christmas is not a good enough reason to take out a loan with a shady company and risk ruining your credit. I never understood why people feel the urge to go on a spending spree during Christmas since it has been commercialized so much and the only goal now is just to put more money in the pockets of retailers.
04/18/2008 TU 723 EQ 715 EX 746
Frequent Contributor
monro411
Posts: 382
Registered: ‎05-15-2007
0

Re: WTH.....I paid off 2 loans back on May 14 for a total of...

I think it is time to call on   PLANET FEEDBACK.:smileymad:
Frequent Contributor
flygirl
Posts: 440
Registered: ‎06-11-2007
0

Re: WTH.....I paid off 2 loans back on May 14 for a total of...

Peggy.....1st and foremost....my family has always had huge Christmas's....nothing will change that....thats how we roll!!! As far as the loan.....it was extra play money at Christmas time, and i had every intention to pay it off way early......which i did. The life of the loan was supposed to be 15 months...i paid it off in full in only 5 months. Now....i do see a problem with folks who max out their credit cards at Christmas and then it takes them 2 years to pay it off!!!! Besides that........the interest rate on the loan was far better than any credit card,,,,prime or subprime.......could ever offer. My credit has not been ruined by them.....i just can't get them to update it as paid with 0 balance. My credit may not be superb, mainly due to medical crap......not for living outside of my means!!!!!!!!!!!!:smileywink:

PeggyFair wrote:
<< report to the CB but every 4-5 months. WHAT???? I will NEVER do business with them again. Never really wanted to to begin with. They are one of those slick companies that sends you "loans in the mail'. They sent me a couple of checks back around Christmas time....and wrote in big bold letters "THIS IS A REAL CHECK"....by depositing it you agree to the terms and conditions...blah blah blah!!! I'm a BIG Christmas spender, so the checks were tooo tempting!!! NEVER AGAIN!!!!! >>
 
Not to sound "preachy",  but I do hope it is "never again". Christmas is not a good enough reason to take out a loan with a shady company and risk ruining your credit. I never understood why people feel the urge to go on a spending spree during Christmas since it has been commercialized so much and the only goal now is just to put more money in the pockets of retailers.




myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+