Walmart Credit App Score

[AZHeather]

I just applied for a credit card with Walmart and was denied for opening too many credit cards in the past 6 months.  (developing a line of revolving credit as part of my rebuild process)  The letter I received said that they use TU, but said that the score range is from low of 300 to high of 620.  This is not the FICO score range.  I was under the impression that they used your TU FICO score, but apparently not.  There is a 207 point difference between the TU FICO score that I currently have from myFICO.com and the one that Walmart said they pulled for me?? 

[namvet]

Walmart (GEMB) did pull your TU score and there will a inquiry on your report.  The score they use is there own score.

[AZHeather]

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@namvet wrote:

Walmart (GEMB) did pull your TU score and there will a inquiry on your report.  The score they use is there own score.

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They did report.  I saw that on my TU report today.  I was just confused by the score range.  Do all of the GE credit lines use that score range/process?

[llecs]

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@AZHeather wrote:

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@namvet wrote:

Walmart (GEMB) did pull your TU score and there will a inquiry on your report.  The score they use is there own score.

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They did report.  I saw that on my TU report today.  I was just confused by the score range.  Do all of the GE credit lines use that score range/process?

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All? I dunno, but most all posts that I studied mentioned that range for a wide array of GECRB products. And yes, the FICO score offered as part of Wal-Mart's service is a FICO (TU08).

[namvet]

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@AZHeather wrote:

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@namvet wrote:

Walmart (GEMB) did pull your TU score and there will a inquiry on your report.  The score they use is there own score.

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They did report.  I saw that on my TU report today.  I was just confused by the score range.  Do all of the GE credit lines use that score range/process?

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I'm sure about that.  Someone else may be able to answer that question.

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