@Barry wrote:
@MarineVietVet wrote:
@silver0187 wrote:Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.
As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.
The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.
And the TU score is for both the store card and Discover card.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Unfortunately, folks, I seem to have struck out in my attempts at finding out the version of the TU score being offered through this program. Sorry I wasn't able to get you this information, though, regardless of the version being provided, it does look like a good deal!
-Barry
Barry,
Here's what forum mumber 720ismygoal just posted:
i just got off the phone with a rep. from myfico.com and she said that walmart may be using a different scoring model to get their fico score. She also said that the true and only fico score is obtain from myfico.com, so that means that my fico score is 592 and not 653 as walmart states. This is bad news, because i thought my fico score was in the 650's like walmart says, but i guess not. I'm not sure if its even worth even looking at that walmart score every month, when it is not a true fico score? 
If this Walmart score is not a real FICO score, albeit a newer/different version, how can they use the term FICO?!?! And even more confusing, when you get your score from the Walmart, and click for report info, it brings you right here to myfico.com!! Wouldn't myfico.com have had to agree to that or at least be aware??
What is going on?!?!?!? Please shed some more light on this!
PS (a problem again with posting! Showing me with this other name and only 5 posts and I have about 800+ under my usual name. Not sure how this happens!!)
@Anonymous wrote:
@Barry wrote:
@MarineVietVet wrote:
@silver0187 wrote:Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.
As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.
The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.
And the TU score is for both the store card and Discover card.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Unfortunately, folks, I seem to have struck out in my attempts at finding out the version of the TU score being offered through this program. Sorry I wasn't able to get you this information, though, regardless of the version being provided, it does look like a good deal!
-Barry
Barry,
Here's what forum mumber 720ismygoal just posted:
i just got off the phone with a rep. from myfico.com and she said that walmart may be using a different scoring model to get their fico score. She also said that the true and only fico score is obtain from myfico.com, so that means that my fico score is 592 and not 653 as walmart states. This is bad news, because i thought my fico score was in the 650's like walmart says, but i guess not. I'm not sure if its even worth even looking at that walmart score every month, when it is not a true fico score?
If this Walmart score is not a real FICO score, albeit a newer/different version, how can they use the term FICO?!?! And even more confusing, when you get your score from the Walmart, and click for report info, it brings you right here to myfico.com!! Wouldn't myfico.com have had to agree to that or at least be aware??
What is going on?!?!?!? Please shed some more light on this!
PS (a problem again with posting! Showing me with this other name and only 5 posts and I have about 800+ under my usual name. Not sure how this happens!!)
It is a FICO just we dont know for sure which FICO scoring model their score is using. They are weighted differently so yeah.
@720ismygoal wrote:i just got off the phone with a rep. from myfico.com and she said that walmart may be using a different scoring model to get their fico score. She also said that the true and only fico score is obtain from myfico.com, so that means that my fico score is 592 and not 653 as walmart states. This is bad news, because i thought my fico score was in the 650's like walmart says, but i guess not. I'm not sure if its even worth even looking at that walmart score every month, when it is not a true fico score?
Unfortunately this particular rep is "less than correct". The score offered through Walmart is a TU FICO score but the exact version of the score has not been announced yet.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".