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Walmart Credit Card Users: FREE Fico Scores are available!

Super Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

I didn't see it on mine.

 

 

Ron.

Message 11 of 204
Frequent Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

Is it TU04 that walmart offer? If it is, I think I have to go for it evenif it hurts aaoa.
Message 12 of 204
New Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


Ron1 wrote:

I didn't see it on mine.

 

 

Ron.


Are you enrolled in electronic statement delivery?  I think this is their way of rewarding you for relieving their printing presses.

Message 13 of 204
Super Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

No, I'm not enrolled in electronic statement delivery. 

 

 

Ron.

Message 14 of 204
Moderator Emeritus

Re: Walmart Credit Card Users: FREE Fico Scores are available!

Cool find!!!

 

Does anyone have the Discover version? If so, are you able to get this offer as well?

 

DW has the store card and pulled both that score from WalMart and her TU FICO from here and they did not match. If they use current data (vs. a soft from a prior point in time) then the score offered is not a TU98. TU04? Bankcard-enhanced TU FICO? Other FICO Flavor?

 

Message 15 of 204
Frequent Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

 


llecs wrote:

Cool find!!!

 

Does anyone have the Discover version? If so, are you able to get this offer as well?

 

DW has the store card and pulled both that score from WalMart and her TU FICO from here and they did not match. If they use current data (vs. a soft from a prior point in time) then the score offered is not a TU98. TU04? Bankcard-enhanced TU FICO? Other FICO Flavor?

 


Someone on the other big board confirmed the Discover version has the FICO score as well.  I'd say it's FICO 04.  Cool beans!  Smiley Happy

Message 16 of 204
Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

i pulled mine today from here 704 and walmart 652. thats a 52pt difference and it is not in my favor. its very disheartening to feel that i had broken the 700 mark to learn that actually i'm at 652 especially paying almost 20.00 for it here. myfico needs to hurry up and up date transunion to the newer version.


Starting Score:05/02/2010- TU-589-EQ-549
Current Score: 02/13/2012- TU-711-EQ-675-EX-735
Goal Score: TU-750-EQ-700-EX-750
Take the FICO Fitness Challenge
Message 17 of 204
Moderator Emeritus

Re: Walmart Credit Card Users: FREE Fico Scores are available!


TangMeister wrote:

 


llecs wrote:

Cool find!!!

 

Does anyone have the Discover version? If so, are you able to get this offer as well?

 

DW has the store card and pulled both that score from WalMart and her TU FICO from here and they did not match. If they use current data (vs. a soft from a prior point in time) then the score offered is not a TU98. TU04? Bankcard-enhanced TU FICO? Other FICO Flavor?

 


Someone on the other big board confirmed the Discover version has the FICO score as well.  I'd say it's FICO 04.  Cool beans!  Smiley Happy



Now to throw a monkey wrench in things...maybe they used prior data to calculate the score. In a moment, I'll check for TU softs. It should be noted in DW's case, the score received today exactly matched her TU FICO from April/May. Not saying that's the case, it probably isn't, but worth noting. I'll look for a soft dated today and will look for one by GEMB at the time her score was the same as today.

 

Just checked her soft pulls. There was a soft this month and last month and again in March. The One from March and June can be explained via a CLI request. The one this month says "credit transactions" for the PP. I have to guess that this is the FICO score request and the score could be anything but a TU98. I vote for Bankcard-enhanced like the free FICO offered via HSBC/Sears.

 

BTW, I hope it is TU04. That would be cool.

Message 18 of 204
Valued Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

My score was 688 not happy with that. I need to lay off the new apps.


Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


Take the FICO Fitness Challenge
Message 19 of 204
Highlighted
Valued Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


grussell70 wrote:

i pulled mine today from here 704 and walmart 652. thats a 52pt difference and it is not in my favor. its very disheartening to feel that i had broken the 700 mark to learn that actually i'm at 652 especially paying almost 20.00 for it here. myfico needs to hurry up and up date transunion to the newer version.



+1000.  I wish someone from MyFico would explain why this hasn't happened yet.

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 20 of 204