No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Does anyone know if the Fico score service is available to business card users? I'd really like to get the monthly score but definitely do not need another new trade line on my personal Credit report. Does GEMB/Walmart biz card report to personal? Any Walmart business card holders out there?
@MarineVietVet wrote:
@silver0187 wrote:
Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.
As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.
The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.
And the TU score is for both the store card and Discover card.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Unfortunately, folks, I seem to have struck out in my attempts at finding out the version of the TU score being offered through this program. Sorry I wasn't able to get you this information, though, regardless of the version being provided, it does look like a good deal!
-Barry
I was surprised to run across this tonight, and I was skeptical about pushing the button and accidentally being tricked into signing up for some monthly-fee monitoring service. What a great surprise to be able to check the score for free! I really appreciate this.
Maybe the fact tha they're seven new accounts lowers the average age of all of them.
@Barry wrote:
@MarineVietVet wrote:
@silver0187 wrote:Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.
As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.
The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.
And the TU score is for both the store card and Discover card.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".Unfortunately, folks, I seem to have struck out in my attempts at finding out the version of the TU score being offered through this program. Sorry I wasn't able to get you this information, though, regardless of the version being provided, it does look like a good deal!
-Barry
Thanks for trying, Barry! Maybe one day GEMB or Walmart will reveal it to us. Until then, it is still a pretty good deal.
Maybe if we called gemb they would tell us.
Thanks Barry for looking into this . . .
Could you summarize for us, what are and how many are "Official" TU FICO versions and restate the version we buy here?
Thanks
SCUBA
@Prettylady1 wrote:
I also signed up for this free service. However, the fico score at walmart.com was 26 points lower than myfico score!!!
Ouch...perhaps they're doling out one of the 'enhanced' versions that weighs some variables more heavily than TU98.
Woohoo! I clicked on my Account Services this morning and was able to view my TU FICO score as well. Now coincidently, I just pulled my score here yesterday. There is only a 1 point difference - Walmart shows it at 709 and here it showed as 708. My credit utilization went up from 3% to 6% so once the payments get credited, I should see an increase....