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Regular Contributor
Posts: 177
Registered: ‎07-10-2010
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

Thanks! Are there differences in the initial CL's between the 2 cards? Do both cards get you the FICO score?

Established Contributor
Posts: 768
Registered: ‎04-08-2011
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


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Contributor
Posts: 276
Registered: ‎01-15-2009
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Re: Walmart Credit Card Users: FREE Fico Scores are available!


silver0187 wrote:

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.



Yeah as your Credit gets better GEMB actually has a lot better CLIs

Moderator
Posts: 17,143
Registered: ‎07-14-2009
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Re: Walmart Credit Card Users: FREE Fico Scores are available!


silver0187 wrote:

Both cards are backed by GEMB, so the you should expect stingy CL, unless you have a great credit profile of course.

As to the score being FICO or not, Barry, the site adminstrator, is still working on validating that i think.


The score is definitely a TU FICO score. What is being researched is what version of TU is being offered.

 

And the TU score is for both the store card and Discover card.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Established Member
Posts: 18
Registered: ‎04-01-2011
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

Awesome! I bought a vehicle Saturday and my TU was one point higher than what Walmart showed today! It has to be a FICO and not a FAKO for sure!

Member
Posts: 7
Registered: ‎05-21-2011
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

Thank you.  i was about to pay for my score.  I will check it out.  :smileyhappy:

Established Member
Posts: 41
Registered: ‎01-26-2011
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

I just got an e-mail about it. Very exciting! :-)


Regular Contributor
Posts: 179
Registered: ‎07-12-2011
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Re: Walmart Credit Card Users: FREE Fico Scores are available!

Anyone know the credit requirements for the Discover Card? i am on the market for 1 more card and wouldn't mind getting one that gives me a free fico score every month.

Regular Contributor
Posts: 151
Registered: ‎05-22-2010
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Re: Walmart Credit Card Users: FREE Fico Scores are available!


ASHER78 wrote:

I just got an e-mail about it. Very exciting! :-)



I just received an email today, as well.  I wanted to log in here first to make sure it was a legit offer before I clicked to enroll. I'm glad that they're offering the TU score...I'm already getting my EX score from PSECU every month. Now all we need is a company to offer the EQ score for free! :smileyhappy: 


Starting Score: EX: 661, EQ: 662, TU: 694 [Lender Pull 12/30/2010]
Current Score: EX: 665, EQ: 680, TU: 710
Goal Score: EX: 750+, EQ: 750+, TU: 750+

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Posts: 108
Registered: ‎01-04-2008
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Re: Walmart Credit Card Users: FREE Fico Scores are available!


britishbooklady wrote:

ASHER78 wrote:

I just got an e-mail about it. Very exciting! :-)



I just received an email today, as well.  I wanted to log in here first to make sure it was a legit offer before I clicked to enroll. I'm glad that they're offering the TU score...I'm already getting my EX score from PSECU every month. Now all we need is a company to offer the EQ score for free! :smileyhappy: 


DCU gives a free monthly EQ FICO if you have Checking and do 2 of these 3 things.  Actually, I think tomorrow should be the next score update.

 

How to qualify
With any DCU Checking Account you'll receive these benefits automatically every month you do any 2 of the following 3 things:
  1. Direct deposit your net pay, Social Security, or pension to your checking account2
  2. Receive all your DCU statements electronically3
  3. Have an active loan with DCU (such as a DCU Visa Credit Card)

DCU

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