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Walmart Credit Card Users: FREE Fico Scores are available!

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smallfry
Senior Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

TU 98 for 20 bucks or who knows what TU FICO for free. Hmm. Gee I think I'll pay 20 bucks. Not.

Message 111 of 204
pritchardhallhokie
Frequent Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

This might be a very dumb question, but does the walmart card cover all purchases or just in store purchases?  I might be interested if I can use it for other things too, not just in store stuff.

 

 

 

Thanks!


Starting Score: 584TU / 580EQ
Current Score: 670 TU / 680EQ
Goal Score: 720 TU / 720 EQ


Take the FICO Fitness Challenge
Message 112 of 204
score_building
Senior Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


@pritchardhallhokie wrote:

This might be a very dumb question, but does the walmart card cover all purchases or just in store purchases?  I might be interested if I can use it for other things too, not just in store stuff.

  

 Thanks!


The  Walmart store card can be used for Walmart purchases but the Walmart Discover can be used anywhere Discover is accepted.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 113 of 204
Anonymous
Not applicable

Re: Walmart Credit Card Users: FREE Fico Scores are available!

I've had a Walmart card since May 2011. Today I decided to view my balance online. While I was signing up I was informed that I would recieve a monthly FICO pull if I choose electronic delivery of my statement. Once I completed the signup, I was surprised to see my TU04 score. I know it's TU04 b/c I just had my credit pulled for a mortgage app. To my surprise, the scores were exactly the same. So now I'll be using...

 

WALMART for my FREE official TU score. (UPDATED MONTHLY ON THE 10th)

MyFico for my ~13.00 Equifax score

PSECU for my FREE Experian (UPDATED MONTHLY AROUND THE 15th)

 

Once I find a free alternative for Equifax I can stop paying outrageous fees  to MyFico.

Message 114 of 204
score_building
Senior Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


@Anonymous wrote:

I've had a Walmart card since May 2011. Today I decided to view my balance online. While I was signing up I was informed that I would recieve a monthly FICO pull if I choose electronic delivery of my statement. Once I completed the signup, I was surprised to see my TU04 score. I know it's TU04 b/c I just had my credit pulled for a mortgage app. To my surprise, the scores were exactly the same. So now I'll be using...

 

WALMART for my FREE official TU score. (UPDATED MONTHLY ON THE 10th)

MyFico for my ~13.00 Equifax score

PSECU for my FREE Experian (UPDATED MONTHLY AROUND THE 15th)

 

Once I find a free alternative for Equifax I can stop paying outrageous fees  to MyFico.


DCU offers free monthly EQ.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 115 of 204
UFGuy2006
Established Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

Finally got my card.... and BAM 778! Worth the inquiry/account to me :-)

Message 116 of 204
score_building
Senior Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


@UFGuy2006 wrote:

Finally got my card.... and BAM 778! Worth the inquiry/account to me :-)


NICE score, what CL did they give?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 117 of 204
UFGuy2006
Established Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!


@score_building wrote:

@UFGuy2006 wrote:

Finally got my card.... and BAM 778! Worth the inquiry/account to me :-)


NICE score, what CL did they give?


2400.... low compared to my other cards but only plan to use it for my monthly cell phone bill so it'll work.

Message 118 of 204
Anonymous
Not applicable

Re: Walmart Credit Card Users: FREE Fico Scores are available!

Just applied for the Walmart card and was shockingly approved.  The TU04 FICO will be a nice feature for having this card.

Message 119 of 204
laz98
Senior Contributor

Re: Walmart Credit Card Users: FREE Fico Scores are available!

so we are positive it is a 2004 model?  isn't there a newer one, somewhere?  i mean, i know one person said it matched their mortgage pull, but it's just one person...

 

has anyone just called walmart & asked to see what they say about it?  Smiley Happy

Message 120 of 204
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