Walmart FICO

[Maximuss]

Update walmart FICO score is up

Last month 738

This month 723

Utilization went to up to about 30% though on a thin file.

[Ron1]

[ayles]

Thanks for letting us know!

Mine went up from 642 to 655 so I am really excited.  I've been gardening for over a month now and overal util is at about 15%.

[ecxpa]

mine is up to 748 this month; up from 740.  Is this considered a good store in today's market.   Inquires have killed me for new credit......but had to do it to get new credit.  My score has increased over 130 points over the past 15 mos.   Probably be 10 -15 mos before anybody gives me any more substantial credit though.

[baller4life]

Up 9 to 679!! That's 129 points in 6 months. Woohoooo

[Shayevans]

I'm up to 656.  my ex is like 649 on my Fico I really wish my eq would follow suit

[pembrokepride]

Up to 690 was 664 last month up 26 points doing happy dance. I guess a combo of being made a AU on my sick dads 7,500 Wally Discover along with recent CLI,s and paying down debt is paying off. I can almost smell the 700 club!!!

[sailor_mercury]

Nice job   But did you have a lot of new accounts from Nov - Present.   

I am totally jealous and WISH I had your scores as I purchase this house, but you were SOOOOOO close to 800....   Not that 800 has any meaning other than your credit risk

[notfancy]

I have no idea what's going on with my TU

My UTL is perfect, but my  Walmart TU fico is terrible. It was 665 in December, 624 in Feb (some how it skipped Jan for me), and now it's 630 and I can't think of anything new or bad that could have changed to cause the decrease from 665. I pulled my score from here just to see what's on my report that might be different, and that was even worse. My TU on here went from 612 to 576! (as of March 1 when I pulled it)

I just don't get it my scores are worse than I think they've ever been on TU but they're improving nicely on EQ and EX.

[takeshi74]

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@ecxpa wrote:

mine is up to 748 this month; up from 740.  Is this considered a good store in today's market.

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See the graphic is Ron1's post above.