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Walmart Feb scores up

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myjourney
Super Contributor

Re: Walmart Feb scores up


@ways2go wrote:
Myjourney, my utilization is the same 19 percent the 2 months, when my score was going up. My equifax score on equifax actually went up last month and still the same.

That is interesting I can't explain that either ...Sorry

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 22
SunriseEarth
Moderator Emeritus

Re: Walmart Feb scores up

Up 20 to 644!!!!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 12 of 22
Built2last
New Contributor

Re: Walmart Feb scores up

+5 to 695. So close to cracking that 700 barrier!

 photo chase-freedom-personal_zps7d0f91f4.png">
Message 13 of 22
Repo-ed
Senior Contributor

Re: Walmart Feb scores up

-4 to 700

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 14 of 22
baller4life
Super Contributor

Re: Walmart Feb scores up

+2 to 670. I'll take it. It'll go up more after I get my util down lower.
Message 15 of 22
baller4life
Super Contributor

Re: Walmart Feb scores up


@fedxboy wrote:

Ohh, my highest Walmart Fico ever  761  Smiley Very HappySmiley Tongue


Sweet!! Congrats!

Message 16 of 22
Revelate
Moderator Emeritus

Re: Walmart Feb scores up

Doing the limbo with my credit report lately: how low can I go.

 

711 + tax lien = 672 + 44% utilization and maxxed card = 661.

 

Hopefully the lien will be withdrawn by the time the next report comes out and I'm prettying up my utilization for once this month so should see at least some recovery if not substantial.




        
Message 17 of 22
alyssamarie
Regular Contributor

Re: Walmart Feb scores up

up 3 to 688! all of my cards are paid off but my barclay card is still reporting $1500/1700 but I've paid it down to $700 (paying of a macbook), so hopefully next months will go up even more! I wonder if paying off that card will be enough to get me to 700?

Discover It $1k | Chase Freedom $1.2k | Barclay Apple $1.7k | Target $1k |TJX Rewards $1k | Walmart $900 | Macy's $800 | American Eagle $750 | VS $750 | LOFT $500 | Express $350 | Cap1 Sec. $200 |

AU: Amex BCP $5k | Barclaycard Arrival $3k | Amazon Visa $2k | Chase Freedom $2k | Discover It $1.5k

Gardening as of 02/04/14
Current TU FICO 701 | Goal 1: 700✓ met on 2/18/14 | Goal 2: 720


Message 18 of 22
brother7
Established Contributor

Re: Walmart Feb scores up

+45 Heart

My last serious derog (tax lien) fell off! All 3 CRs are now clear of serious derogs.

And my only other derog (30-day late) will be 7 years old next March. Hopefully, I'll join the 800 club in 2015. Smiley Very Happy



04/01/2020 - EX 849 (Credit Scorecard EX FICO® Score 8, range 300-850)
02/20/2020 - TU 850 (Discover TU FICO® Score 8, range 300-850)
03/24/2020 - EQ 884 (Citi EQ FICO® Bankcard Score 8, range 250-900)
GOAL - 800! - App free since 11/22/2017
Message 19 of 22
Settemio
Regular Contributor

Re: Walmart Feb scores up

-4 to 830

 

Message 20 of 22
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