I just received something in the mail about an account like 5 years ago from washington mutual saying it has gone to collections (negative balance...never new about it). Never received in warning. Its giving me the option to pay 105.00$ by december 5th and i wont have to pay full? What are my options should I pay it? Should I send a letter and not pay it and hope they take it off? or?
Other issue is My parking tickets I have a butt load of parking tickets from the city of Portland. I lived downtown and they use to never send them to collections, well they finally did...my fault. Long story short I have started paying on it, and dont want them on my credit report. I still have a balance, I havent started to pay in 2 months after reading this site. Should I send them a letter saying I will pay off in full if its removed in full from credit report, and make sure its in writting? Or do I just pay it all in full and it drops from my credit report?
thanks for all the help
Message Edited by portlandbucfan on
11-10-2007 11:52 AM