WellsFargo app Fico

Anonymous · ‎03-19-2016

I noticed under my deposit accounts and CC is an option to sign up to view my fico score. Does anyone know what CRA they use and if it's free? I know wells always likes to sell you all kinds of stuff

Anonymous · ‎03-19-2016

my data points won't provide the best info but i do know it's not fico 08 classic. they pulled a slightly higher score for me

Creditfan1234 · ‎03-19-2016

It is free and is the bank card V2 score.

Anonymous · ‎03-20-2016

Thanks for mentioning this. Now I three sources of non fico 8 scores.

Thomas_Thumb · ‎03-20-2016

@Creditfan1234 wrote:
It is free and is the bank card V2 score.

Wow! - V2 usually refers to EX Fico 98.

I do know WF has a relationship with EX as the fee based credit monitoring system WF offers includes the Experian Plus score. Fico 98 Bankcard is an outdated model - but Fico 98 is better than Fico 04 - IMO. Why? because installment loans are incorporated as a factor into the model's scoring.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950