Today I took a huge chunk of out my personal debt.
I paid off $2,200 worth of my credit card bills, including paying off the complete balance on three of my credit cards. I now have four cards that have zero balance.
Before today I had $11,600 worth of credit on 13 cards, with a total balance of $5,500, which was 47% balance on my cards.
Today, after making the payments, I have $3,300 of total balance, which is 28% on all the cards.
A card-by-card breakdown of the balance % that I owe is as follows:
1. 0%
2. 0%
3. 0%
4. 0%
5. 10%
6. 20%
7. 25%
8. 26%
9. 30%
10. 33%
11. 41%
12. 46%
13. 61%
In two weeks I expect to completely pay off the balance of numbers 11 and 13, as well as number 5 and 6.
So that will give me eight cards with 0% balance, and an overall balance percentage of 17%.
Then by October 21st I should pay off the remaining balance on all the cards and have 0% overall balance.
By that time, how much should my score jump?
I'm also expecting a judgement filed in October of '01 to finally come off my record too. So how much of a jump should I expect?
Thanks for listening. 
