Upstart is a personal loan company based in NJ. Cross Rivers Bank is the backer. I have a loan through them that was very easy to get. They do an initial SP which will turn into a HP if and when they approve and fund your loan. You well have to link your bank account for ACH payments and for them to confirm it's a valid account.
Loans are good for everything except student loans, as most of the companies don't wanna wade into that pool.
