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mdaniel100
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mdaniel100
Posts: 1
Registered: ‎03-29-2012

What are my true FICO scores?

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‎03-29-2012 08:35 AM - last edited on ‎03-29-2012 10:13 AM by Moderator

I am in the process of repairing my credit and right now I don't know my true fico score from experian or transunion. My co worker told me to go ahead and apply for a home mortgage so I will see where I stand. I know when you apply to credit that can be a hard hit on your score. Is it a good idea to that. My non fico score is for transunion was about 546 and experian 575. Tired of renting!!!!!

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pizzadude
Posts: 6,259
Registered: ‎01-28-2010

Re: What are my true FICO scores?

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‎03-29-2012 10:26 AM

 

Welcome to the forums !

 

If you want to know where you stand I would recommend pulling your FICO score.    The Equifax score sold here at MyFICO is generally the same version that is used by mortgage lenders, but the TU version is an older version that is not as widely used.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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BigDaddy18
Posts: 673
Registered: ‎04-23-2009

Re: What are my true FICO scores?

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‎03-29-2012 11:26 PM

+1

 

pizzadude is on the money

 

Pull your score from myFICO...

Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810

Take the FICO Fitness Challenge

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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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