03-29-2012 08:35 AM - last edited on 03-29-2012 10:13 AM by Lel
I am in the process of repairing my credit and right now I don't know my true fico score from experian or transunion. My co worker told me to go ahead and apply for a home mortgage so I will see where I stand. I know when you apply to credit that can be a hard hit on your score. Is it a good idea to that. My non fico score is for transunion was about 546 and experian 575. Tired of renting!!!!!
03-29-2012 10:26 AM
Welcome to the forums !
If you want to know where you stand I would recommend pulling your FICO score. The Equifax score sold here at MyFICO is generally the same version that is used by mortgage lenders, but the TU version is an older version that is not as widely used.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO