What are the benefits of freezing your credit report

[Rowdyrod17]

please help me understand the benefits of freezing your credit report or not to freeze

[darkfrosty]

freezing your credit report doesn't allow you or anyone else to open new accounts or apply for credit without you lifting the freeze .. it is basically a security measure or makes you really think twice before applying for new accounts yourself.

[Anonymous]

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@darkfrosty wrote:
freezing your credit report doesn't allow you or anyone else to open new accounts or apply for credit without you lifting the freeze .. it is basically a security measure or makes you really think twice before applying for new accounts yourself.

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+1.  Basically, that is what it is..

[Rowdyrod17]

Thanks good info