Need to add a new card for a couple of reasons. Trans Union is my worst by far because it does not report all of my accounts and a few other things I am working on. EQ is my cleanest. Right now I have Capital One as an individual account opened almost a year ago. No lates on any of my current accounts. I have a citibank/Sears as an AU, but joint accounts don't exist for them and I don't know if it is worth applying as an individual??
Any suggestions of a prime card that is worth having and won't beat me up much?
Also, buying a home and could use a Home Depot or Lowes...anyone had any luck with them?