What do you think my chances are?

[Xev0luti0nXx]

I took this from another post, could I still use this even though I have already paid the collection accounts off? you them 6/23/2007 Re: Account xxxx To whom it may concern: In an attempt to validate this debt, I must demand proof of this debt, specifically the alleged contract or other instrument bearing my signature, as well as proof of your authority in this matter. Absent such proof, you must correct any erroneous reports on my Trans Union, Experian, and Equifax credit reports of this past debt as mine. I must ask you to provide the following information: 1. Please evidence your authorization under 15 USC 1692(e) and 15 USC 1692(f) in this alleged matter. 2. What is your authorization of law for your collection of information? 3. What is your authorization of law for your collection of this alleged debt? 4. Please evidence your authorization to do business or operate in this city and state. 5. Please evidence proof of the alleged debt, including specifically the alleged contract or other instrument bearing my signature. 6. Please provide a complete account history, including, all statements, records of all activity, payments, collection attempts, and any charges added for collection activity. In short, any and all documentation pertaining to this account. You have thirty (30) days from receipt of this notice to respond. Your failure to respond, on point, in writing, hand signed, and in a timely manner, will work as a waiver to any and all of your claims in this matter and that this matter is permanently closed. Provide the proof, or correct the record and remove this invalid debt from all sources to which you may have reported it to. For the purposes of 15 USC 1692 et seq., this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims. This Notice is an attempt to correct your records, and any information received from you will be collected as evidence should further action be necessary. This is a request for information only, and is not a statement, election, or waiver of status. Thank you, Any idea?

[llecs]

Looks like a typical letter. Again see prev. comment on the 30 days and you may need to alter because the balance is $0.

I also have to say this....I like to work any and all correspondence based on what the law says, BUT I have no problem at all revising a DV to include items not covered by the law, so as long as I don't expect them to follow the letter to the letter (no pun intended). I think it is OK to add the 30 day statement and other things like requesting proof that they collect is a particular state, and so on. CAs stretch reality and I have no problem reciprocating.