What does "unrated" mean on an account?

[Imhotrodcrazy]

I have an old WaMu cc account that was opened in 1998 but closed by me in 2005.  This account reports as "unrated" now.   My question is, does this hurt or help my fico score.  Thanks for your input.

[fused]

Any trade line that is reporting as unrated does not have any impact on FICO scores.

[Imhotrodcrazy]

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@fused wrote:

Any trade line that is reporting as unrated does not have any impact on FICO scores.

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Thanks fused for the reply.  Should I have the account deleted or just let it ride?

[fused]

I would let it ride...

[Imhotrodcrazy]

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@fused wrote:

I would let it ride...

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Thanks fused,  I will let it ride.