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shawnette wrote:My TU score is 662 and I can't get a Hooters or any Juniper/Barclay's card to save my life. Oh well, I have Target Visa and Capital One.Go for Crown Jewelers (www.crownjewelers.com). No credit check ( = no inquiry hit/score decrease) and they'll give you $1500 limit. Reports to EX (I think. Or is it TU?) Anyway, they report once a month during the 1st week, so if you act now, it might actually make your report within 2 weeks.
Message Edited by shawnette on 03-28-2008 09:18 PM
If I recall correctly, Fingerhut didn't report to the bureaus and they also didn't get SSNs during the app process, so there was no way to really recover the lost money. I had a FH account in '91 (yes, I actually liked their stuff, lol!) and I'm pretty sure I never provided that info. I could be wrong, though.
sidewinder wrote:No credit check? I remember Fingerhut doing this sort of thing, not too long before they stopped sending out catalogs, stopped accepting applications for credit and I believe they may have declared some form of bankruptcy. They are completely different after reopening for business and much more strict on their credit approvals.I smell financial trouble coming their way.
shawnette wrote:My TU score is 662 and I can't get a Hooters or any Juniper/Barclay's card to save my life. Oh well, I have Target Visa and Capital One.Go for Crown Jewelers (www.crownjewelers.com). No credit check ( = no inquiry hit/score decrease) and they'll give you $1500 limit. Reports to EX (I think. Or is it TU?) Anyway, they report once a month during the 1st week, so if you act now, it might actually make your report within 2 weeks.
Message Edited by shawnette on 03-28-2008 09:18 PM