The FCRA requires that they complete their reinvestigation within 30 days for filing (unless the consumer provides new info after filing the original dispute, which would then extend the reinvestigation period to 45 days). They then have another 5 business days to send their Notice of Results of Reinsvestigation.
The FCRA requires that if they cannot correct or dont verify within the statutory period, they must delete the disputed information, but may reinsert once they have necessary info to correct or verify. Deletion is not absolute/permanent, but if deletion occurs due to lack of verification, then the CRA must send written notice to the consumer if/when they reinsert.
