mattwarner wrote:For how long do you feel the sting after paying off a previously reported collection?
Noah_Bodie wrote:This is an oft repeated story, and it's the reason I am so adamant on the issue. I hear it over and over again. Experienced it myself. Got a collection, paid it, and saw NO IMPROVEMENT to my FICO score.Always DV a CA.Always pursue a PFD, and never pay a collection without a PFD unless you absolutely have to, like lawsuit action under SOL or a prime mortgage lender requiring it.Opinions vary, and that's mine.