This product is complete garbage as pertains to credit scores.
I took the 30 day free trial and obtained credit scores. I assumed their credit scores were correct, and used them to authorize a mortgage broker to pull my scores. To my surprise, there was a 23 point difference in middle credit scores.
I confirmed by pulling accurate ones fro MyFico. They matcyed what the broker got.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.