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Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

What is CIC?

Looked it up under common abbrev's, don't see it?
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007
0

Re: What is CIC?



fused111 wrote:
Looked it up under common abbrev's, don't see it?





Pretty sure that has to do with "Triple Advantage" a tri-merged credit report.
Regular Contributor
dekrist
Posts: 170
Registered: ‎03-04-2007
0

Re: What is CIC?

Could be that site credit info center
Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
0

Re: What is CIC?

ConsumerInfo.com

Also known as:
CIC Credit Monitor SVC; Consumer Info; Consumer Information;
creditmatters.com; freecreditreport.com; homeradar.com

ConsumerInfo.com is owned by Experian, one of the three major credit reporting agencies in the United States. It in turn is owned by GUS PLC, a giant British retailer who at last report was pleased as punch at Experian's 18 percent increase in North American sales during the first quarter of 2003. A large part of that increase came from ConsumerInfo.com, which GUS Finance Director David Tyler said was one of the company's "best ever acquisitions."

Experian and the other two major credit bureaus are, of course, required to provide a free credit report to anyone who asks for one after being turned down for a credit application based on information in the report. However, as the complaints below illustrate, Experian and its subsidiary are quite skilled at getting money out of consumers who in many cases have little to spare

 

Now I know why EX hates me - I have not paid them anything   :smileyvery-happy:

The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: What is CIC?

Thank you, I'll check out all three.:smileyvery-happy:
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Super Contributor
MidnightVoice
Posts: 8,157
Registered: ‎03-25-2007
0

Re: What is CIC?



fused111 wrote:
Thank you, I'll check out all three.:smileyvery-happy:


And don't forget  "Commander-in-Chief"
 
 
:smileyvery-happy:
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: What is CIC?

[ Edited ]
Sorry!


Message Edited by fused111 on 07-03-2007 08:39 AM
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Regular Contributor
dekrist
Posts: 170
Registered: ‎03-04-2007
0

Re: What is CIC?

Yes it is alot! friendlier here.  Read some post there that basically says this forums contributors are basically clueless.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
0

Re: What is CIC?

[ Edited ]


dekrist wrote:
Yes it is alot! friendlier here.  Read some post there that basically says this forums contributors are basically clueless.




Message Edited by fused111 on 07-03-2007 08:39 AM
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: What is CIC?

fused,
 
There's a whole lot more diversity of opinion on CIC. Lots of things get discussed that cannot get discussed here. In terms of what I know and have learned, MyFico cannot hold a candle to CIC and CB.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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