What is the best Savings Account offered right now?

[Peach8321]

I'll chime in with Ally Bank - I use and enjoy their service.  Free ATM use as well (they will refund) and easy transfers to/from my USAA accounts.  Rates are around 1% right now....so pretty typical.  They also have several CD products with low "Fees" if you break them early.

I would also recommend being wary of INGDirect USA for a little while, just to see how this selling/buying goes...

[kelli1970]

Make sure you read all the fine print... For instance CapOne pays 1.1% only on balances over $1000 and 0 .1% on smaller balances.

[Anonymous]

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@kelli1970 wrote:

Make sure you read all the fine print... For instance CapOne pays 1.1% only on balances over $1000 and 0 .1% on smaller balances.

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Good point. Someone told me to check out Google Advisor and that showed the conidtions to meet the interest & sure enough Capital one had the $1000 min under it!!

[UFGuy2006]

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@Anonymous wrote:

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@kelli1970 wrote:

Make sure you read all the fine print... For instance CapOne pays 1.1% only on balances over $1000 and 0 .1% on smaller balances.

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Good point. Someone told me to check out Google Advisor and that showed the conditions to meet the interest & sure enough Capital one had the $1000 min under it!!

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Main reason why I like Google Advisor! All the caveats are displayed consistently across various products.