This thread has been removed as many of the posts within it are in violation of our User Guidelines pertaining to 'credit repair'. Discussions that recommend providing untrue or misleading information are not allowed.....
Credit Repair
FICO Forums is intended to provide helpful and useful tips for managing credit and understanding FICO scoring. This is not the place to exchange ‘credit repair’ advice that encourages consumers to provide untrue or misleading information to a credit bureau or lender for the purpose of raising FICO scores or otherwise improving credit ratings, credit histories or credit records. Such material may be edited or removed, and egregious or repeat offenders will be banned from future participation in FICO Forums.
Thanks for your cooperation!
-Barry
