myFICO® Forums
Help
cancel
Turn on suggestions
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Did you mean: 

What is the "Active Duty Military" dispute option?

tag
Get Access Now
kjm79
Valued Contributor
‎03-24-2011 04:33 PM
‎03-24-2011 04:33 PM

What is the "Active Duty Military" dispute option?

I logged onto TU today to do an online dispute for an account that hasn't updated the balance since Sept 2010.  I saw "I am Active Duty Military" on the list of possible reasons why it was wrong as an option to check. 

 

What does this dispute reason mean?  I ask becuase my husband is currently deployed overseas and I'm wondering if this is something he should've done or can still do?  Does anyone on the forums know what this means or it's purpose is?  TIA


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 1 of 4
0 Kudos
3 REPLIES 3
guiness56
Epic Contributor
‎03-24-2011 05:26 PM
‎03-24-2011 05:26 PM

Re: What is the "Active Duty Military" dispute option?

I've never heard of an Active Duty Military Dispute.  There is an AD Alert your husband can put on his credit reports.

 

Placing an AD alert minimizes the likelihood of identity theft while he is deployed or away from his normal duty station.

 

Credit Scoring 101
Guide to Common Abbreviations
Other Frequently Requested Threads
Closing Credit Cards
Direct Dispute
Message 2 of 4
0 Kudos
AndySoCal
Valued Contributor
‎03-24-2011 06:50 PM
‎03-24-2011 06:50 PM

Re: What is the "Active Duty Military" dispute option?

This is a provision in the FACT ACT.  Here is a link 

 

http://www.privacyrights.org/fs/fs6a-facta.htm#2b

 

 

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash 12,000 Citibank Custom Cash 5/2015 11,100 State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Fortera FCU State Department FCU Pelican CU

Pelican State CU Redstone FCU

Message 3 of 4
0 Kudos
kjm79
Valued Contributor
‎03-25-2011 09:53 AM
‎03-25-2011 09:53 AM

Re: What is the "Active Duty Military" dispute option?

Yeah, it was listed with other dispute options, "balance isn't correct", "not my account", "I'm active duty military".  I'd never seen that before.  I wasn't sure if it was the same as the alert. 

 

Thank you.


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 4 of 4
0 Kudos
† Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.