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Established Contributor
mymy
Posts: 510
Registered: ‎04-20-2007

What kind of Tricks can I expect from Cap1...PFD

i have two  Cap 1 credit cards that have been closed for a few years.. both to drop off CR in the next 8-12 months.
 
 they are not in collection (i mean no collection agency is harassing me, and none are listed on my Tru credit pull.)  but, the cards are listed in collection/closed accounts.
 
Card 1 balance $1271 fall off credit report in 03/08       
Card 2 balance $2221 fall off credit report in 07/08
 
these balances are killing my UTL%
 
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: What kind of Tricks can I expect from Cap1...PFD

Are you past SOL ?
Established Contributor
mymy
Posts: 510
Registered: ‎04-20-2007

Re: What kind of Tricks can I expect from Cap1...PFD

4 years in Texas.
Moderator Emeritus
Timothy
Posts: 9,252
Registered: ‎03-19-2007

Re: What kind of Tricks can I expect from Cap1...PFD

As you are past SOL - they can only mess with the account status,late payemts and sent to CA.
PFD sounds pretty good compared to them just messing with you for another year. Haven't you suffered enough?

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