@pizzadude wrote:
@drkaje wrote:
@rootpooty wrote:
if experian didnt want us to know our fico scores then why do some lenders provide it? PSECU provides it for all of their members. its all one big game and we are the suckers who play it
It's worth joining for the score!
If Ex wanted us to have a useful score, it would be readily available.
IMO its really a matter of profitability. Why sell you a FICO score that they only make a little money from, when they can invent their own score and make a lot more ?
Exactly, if EX sells a FICO score they have to pay FICO for it. If EX lets FICO sell us a score, EX gets only whatever FICO pays them for the history pull. If EX sells somebody a FAKO score, they keep the whole fee.
As for PSECU, only people with specific connections to certain PA institutions can apply, so they are just not the sort of competition for FAKO score sales that MyFico represented.
TU 791 02/11/2013, EQ 800 1/29/2011 , EX Plus FAKO 812, EX Vantage Score 955 3/19/2010 wife's EQ 9/23/2009 803
EX always was my highest when we could pull all three
Always remember: big print giveth, small print taketh away
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