Reply
Established Member
Jb11
Posts: 13
Registered: ‎03-15-2011
0

What's considered Good Credit in 2013?

[ Edited ]

I just purchased my scores and it was 757 TU and 712 EQ.  Is that even considered good anymore?

New Contributor
Wonderyears
Posts: 68
Registered: ‎12-08-2012
0

Re: What's considered Good Credit in 2013?

I think so. I've heard it's not looked at as it was in the past, but I think most would be very happy there. What I have read here is that 760 is the new 720.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Established Contributor
Cageym
Posts: 507
Registered: ‎07-31-2012
0

Re: What's considered Good Credit in 2013?

I wonder if the "760 is the new 720" part applies to everyone or just people that obsess about their credit enough to say, come to a forum specifically dedicated to it.LOL

What's in my wallet: Cap1 Venture $10K NFCU Sig Visa $25k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K Amazon Visa 4k CSP 5k
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
0

Re: What's considered Good Credit in 2013?

Scores are not everything, its whats in your file. A person with a 760 can get denied for a CC while a person with 720 can get approved with a 10K CL. But IMO 750 is obtainable

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
my-own-fico
Posts: 1,216
Registered: ‎01-05-2010
0

Re: What's considered Good Credit in 2013?

Yes, it depends on the lender, the type of score, the situation, the times and whether some butterfly in China takes a right or a left at some street corner. It's better to err on the side of having a score that's twenty points higher than you need it than the opposite.

Reported credit card debt EQ $0 TU $0 EX $0

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+