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What's considered Good Credit in 2013?

Established Member

What's considered Good Credit in 2013?

I just purchased my scores and it was 757 TU and 712 EQ.  Is that even considered good anymore?

Message 1 of 5
4 REPLIES
New Contributor

Re: What's considered Good Credit in 2013?

I think so. I've heard it's not looked at as it was in the past, but I think most would be very happy there. What I have read here is that 760 is the new 720.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Message 2 of 5
Established Contributor

Re: What's considered Good Credit in 2013?

I wonder if the "760 is the new 720" part applies to everyone or just people that obsess about their credit enough to say, come to a forum specifically dedicated to it.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 3 of 5
Valued Contributor

Re: What's considered Good Credit in 2013?

Scores are not everything, its whats in your file. A person with a 760 can get denied for a CC while a person with 720 can get approved with a 10K CL. But IMO 750 is obtainable

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 4 of 5
Valued Contributor

Re: What's considered Good Credit in 2013?

Yes, it depends on the lender, the type of score, the situation, the times and whether some butterfly in China takes a right or a left at some street corner. It's better to err on the side of having a score that's twenty points higher than you need it than the opposite.

Message 5 of 5