What's hurting your FICO score... you have a consumer finance account on your credit report.

[fused]

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HappyDays wrote:

Im sorry but what is a CLF??  and why would it show neg for 10 years?

Message Edited by HappyDays on 08-07-2007 12:17 PM

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Consumer Finance Loan (subprime). It's not derogatory. In fact, having them on your reports is less significant than too many inqs.

[Anonymous]

Ty. I always thought a loan was a loan & didn't make a difference in score as long as no derog.

I know CC counts more on scores.