Valued Member
Posts: 28
Registered: ‎02-27-2012

What to Do? Home Loan Not Reporting to Credit bureaus.

[ Edited ]

1) Ive had a Home loan through 3 different Mortgage companies since 2000 (Same Home, but the Loan was Sold). 

2) I was Discharged from Chapter 13 Last Year.

3) All my Bills Are Current, Have been Current for over 14 months. 

4) My Question is, Should i contact my Mortgage company and Inquire why they are not Reporting my Mortgage info or will the Delinquency >14 months hurt me more than it will help? I Always pay my Home loan from my Bank Electronically so its Documented . 


5) Thanks in Advance... 

Chapter 13, Discharged 10/11
02/28/12 TU 595/ Eq 647/ Ex 647
01/30/13 TU 656/Eq 676
9/30/13 TU 694 EQ 687 Ex 727
10/25/13 Fico scores TU 740 EQ 680 EX 725
11/1/13 chapter 13 finally fell off EQ 702
Posts: 9,674
Registered: ‎01-28-2010

Re: What to Do? Home Loan Not Reporting to Credit bureaus.

If this loan has a lot of delinquencies or derogatory information then I'm not sure that I would want it to report. Have you checked all three CRAs ? Are your previous closed mortgages still showing on your reports ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
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