Reply
Valued Member
DaBall
Posts: 28
Registered: ‎02-27-2012
0

What to Do? Home Loan Not Reporting to Credit bureaus.

[ Edited ]

1) Ive had a Home loan through 3 different Mortgage companies since 2000 (Same Home, but the Loan was Sold). 

2) I was Discharged from Chapter 13 Last Year.

3) All my Bills Are Current, Have been Current for over 14 months. 

4) My Question is, Should i contact my Mortgage company and Inquire why they are not Reporting my Mortgage info or will the Delinquency >14 months hurt me more than it will help? I Always pay my Home loan from my Bank Electronically so its Documented . 

 

5) Thanks in Advance... 

Chapter 13, Discharged 10/11
02/28/12 TU 595/ Eq 647/ Ex 647
01/30/13 TU 656/Eq 676
9/30/13 TU 694 EQ 687 Ex 727
10/25/13 Fico scores TU 740 EQ 680 EX 725
11/1/13 chapter 13 finally fell off EQ 702
Moderator
pizzadude
Posts: 9,645
Registered: ‎01-28-2010
0

Re: What to Do? Home Loan Not Reporting to Credit bureaus.

If this loan has a lot of delinquencies or derogatory information then I'm not sure that I would want it to report. Have you checked all three CRAs ? Are your previous closed mortgages still showing on your reports ?
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+