Hello! I got a letter in the mail today from Frontline Asset Strategies stating that this debt was turned over to them for collection. They claim that the was debt was charged off in 2007 and they claim that a judgment was entered against me in 2009. Well, I have NEVER been served with any lawsuit and I searched my county records and there is no record of a suit. This debt/ judgment has never reported on my credit. It really makes me wonder if this is some sort of scam. What should I do? Should I send them a letter or should I just ignore it?
Assuming it's past your states SOL, send them a cease and desist letter and tell them to go pound sand!
You'll never hear from them again.
Do a public records search online (county where you lived at the time).