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New Contributor
NiNoMArksLA
Posts: 108
Registered: ‎11-01-2012

Whats The Best Website To Check Credit Report

Looking for a good credit report website I use Experian but I am looking for something that shows everything ??
Mega Contributor
Creditaddict
Posts: 16,867
Registered: ‎10-23-2007

Re: Whats The Best Website To Check Credit Report


NiNoMArksLA wrote:
Looking for a good credit report website I use Experian but I am looking for something that shows everything ??

I wasing USAA which kicked me to an EX type one but they recently stopped allowing me to refresh my report, just 1 a month or pay like some REALLY high monthly fees to pull as i want... I cancelled and now need a new one, under $10!!! All 3 too :smileyhappy:

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Whats The Best Website To Check Credit Report

I think this website can probably help you out with that:

http://www.myfico.com/Products/Products.aspx

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012

Re: Whats The Best Website To Check Credit Report

[ Edited ]

I usually just go to free site like credit karma, credit sesame, and quizzle to get my FAKO's. The score isn't what matters to me, it is the info on the reports.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Mega Contributor
Creditaddict
Posts: 16,867
Registered: ‎10-23-2007

Re: Whats The Best Website To Check Credit Report


Dustink wrote:

I think this website can probably help you out with that:

http://www.myfico.com/Products/Products.aspx


no, I need a daily watcher, I don't care about scores... but I want to be able to pull and see INQ and such whenever, I come to here for Fico score and report right before a big purchase so I know what im arguing for when shopping, like my car couple months back.

Fico Scores: EQ 620, TU 675 & EX 703 (4-1-14)
Joint Cards: Navy NavCheck $15000, Discover iT $9000, Macy Amex $4000, Macy Store $3000, Macy Furniture $5800
AU: Virgin America $8500, CSP $27,000, Fidelity Amex $25,000, AA Biz $25,000, Barclay USAir Biz $6640
Mine: Navy NavCheck $3000, Kay Jewelry $2700, Pottery Barn $2800, FleetCard MC Biz $1800, HSN $1500, Vitacost MC $1500, Navy Cash $1500 and nRewards $1500, Bill Me Later $772, Cap1 Sony $750, Cap1 Spark $750, Best Buy MC $750, GE 76 Gas $650, Von Maur $600, Cap1 QuickSilver $500, Burbank CU $500, Kohls $300, Target1 $300, Target2 $300, Buckle $250, Express $250, Target3 $200
Frequent Contributor
adavis425
Posts: 475
Registered: ‎02-14-2012

Re: Whats The Best Website To Check Credit Report


Creditaddict wrote:

NiNoMArksLA wrote:
Looking for a good credit report website I use Experian but I am looking for something that shows everything ??

I wasing USAA which kicked me to an EX type one but they recently stopped allowing me to refresh my report, just 1 a month or pay like some REALLY high monthly fees to pull as i want... I cancelled and now need a new one, under $10!!! All 3 too :smileyhappy:


Actually, I called USAA yesterday and got unlimited pulls for $11.24 per month for 6 months. She said to call at the end of the 6 months to see what could be done to renew. I was going to cancel because I had gotten so used to pulling whenever I wanted that once a month was never going to work. She worked it out for me. :smileytongue:

AmEx Platinum | AmEx BCP | AmEx Delta Gold | CSP | Chase Freedom | NFCU cashRewards Visa Sig | NFCU Plat MC | WM Discover | Discover it | JCP


Moderator
Shogun
Posts: 10,897
Registered: ‎04-15-2011

Re: Whats The Best Website To Check Credit Report

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

 

That thread covers all of them.  Good Luck!


Starting Score: 504

Current Score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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New Contributor
LilNYC
Posts: 184
Registered: ‎07-08-2012

Re: Whats The Best Website To Check Credit Report

If you have a credit card with Citibank you can use "Identity Moniter", $1 for the 1st month, $8.95 after that. It gives you all 3 of your reports, Fako sores, & daily monitering/alerts (new inquiries, new trade lines, etc.) Only thing it diesn't provide is a list of banks that are softing you. Report refreshes every 30 days.

Citi Thank You $13,200 - Chase Freedom $3,100 - AMEX Zync NPSL (init. ability $17.5K) - Citi Forward $7,000 - AMEX BCP $6,000 - USAA Rate Adv $15,000 - USAA World MC $12,000 - Discover More $4,000 - Amex Hilton Honors $4,500 - Amex SPG $2,000 - Barclay's Priceline Rewards $6,400 - Chase Sapphire Pref. $7,500

EQ: 794. TU: 704. EX: 755
Regular Contributor
iCoop
Posts: 105
Registered: ‎05-06-2012

Re: Whats The Best Website To Check Credit Report


LilNYC wrote:

If you have a credit card with Citibank you can use "Identity Moniter", $1 for the 1st month, $8.95 after that. It gives you all 3 of your reports, Fako sores, & daily monitering/alerts (new inquiries, new trade lines, etc.) Only thing it diesn't provide is a list of banks that are softing you. Report refreshes every 30 days.


I use this service and it works well, but I don't get notified as often as I think i should about new inquiries, etc. on my reports. You can get Identity Monitor for $4.95 by searching around the internet with or without a Citibank card.


Starting Score: EQ 675 | TU 688 | EX 702
Current Score: EQ 692 | TU 730 | EX 702
Goal Score: 750 (Across All 3)


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Established Contributor
my-own-fico
Posts: 1,032
Registered: ‎01-05-2010

Re: Whats The Best Website To Check Credit Report

I like American Express CreditSecure. $14.99 per month for two pulls of all three. Another $10 for daily pulls.

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