Whats wrong with TU??

[JasonBourneOfCredit]

Is something going on with TU? They are OVER 10 DAYS LATE on their usual reporting of my card.

I'm waiting on it to post so I can go to a credit union and get a loan. This delay is going to cost me my car.  Kinda pissed.

edit: called TU and they offered to dispute it? I said no but should I??

[cdtotten]

Disputing will just make your situation worse. TU is notorious for being the last CRA to update their database with new information... typically 2-3 days after equifax, which is 2-3 days after experian (quickest). All you can do is wait it out unfortunately.

You sure it is TU's fault and not the creditor? Sometimes they delay sending updated information when an account is paid in full or closed.

[FrugalRican]

It's definitely LOLUnion.

They've still yet to update my Discover balance and it's been at least 14-15 calendar days by now. It's quite normal with them.

[sunshine7157]

---

@JasonBourneOfCredit wrote:

Is something going on with TU? They are OVER 10 DAYS LATE on their usual reporting of my card.

I'm waiting on it to post so I can go to a credit union and get a loan. This delay is going to cost me my car.  Kinda pissed.

edit: called TU and they offered to dispute it? I said no but should I??

---

Hey! Remember me? I'm still in the same boat with you. Mine has yet to update, also. Mortgage & auto always report on the 4th and 5th. My auto just updated today. Nothing yet on mortgage.

[drkaje]

I swear TU begrudges removing any information that results in scoring bucket changes.

I had some 'baddies' that were aging off, tenth of every month, like clockwork.... Now the last one doesn't seem to have a calendar. Once it falls off I'll have a perfect record. But no!! It's just hanging out on TU and mocking me daily, LOL!

Keep telling myself "Scores are fine, it's nearly 7 years old, and you're not applying for anything so it really doesn't matter" but it's falling on deaf ears.

[JasonBourneOfCredit]

TU should be shut down. 2 bureaus are enough.  Ugh all well more waiting.\

EDIT:  13 days late. Still no change.  I hate TransUnion.

[Anonymous]

On Average TU updates 11-12 days after my closing dates on my accounts. Doesn't really matter to me because Amex and Chase which I do business with mostly pull from Equifax and Experian. Transunion usually has the most pulls from Discover(for CLI), Store and Department Store Credit Cards and Capitol 1.

[drkaje]

It. Just. Won't. Fall. Off.

[DaveSignal]

---

@JasonBourneOfCredit wrote:

Is something going on with TU? They are OVER 10 DAYS LATE on their usual reporting of my card.

---

normal for TU.

[JasonBourneOfCredit]

Finally, 14 days late, it updates.