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60k net/year 81k revolving CL plus 23k left on a 37k car loan.
Credit card companies have been very kind to me!
Income of ~$60K. Current CL of ~$195K. About 3.25 times my annual income. But it's a bit skewed by Diners Club and their generous $50K CL on my Premier card. Without it, I would be around $145K or 2.4 times my annual income.
36k less than half my annual income. Just get started though. Six months ago it was 1k. 9 months ago it was 300.
@Amarie003 wrote:
Just out of curiosity, what is everyone's total credit limit amounts? And is your total credit limit greater than your annual income?
I just want to know because I see a lot of people on here who have huge credit limits and I'm wondering if the assumption that it is unlikely to have more credit than your income is actually true or not.
I have 9.3k total limit and it is not greater than my annual income.
$247,600
Amex Gold 1990, Chase Sapphire $12K, PayPal $5K, Capital One MC Rewards $2700, Capital One MC Rewards $1800, Ashley Furniture $3500, Discover Card $18K, Home Depot (Citi) $5800, WF Financial MC $2800, Amazon Store Card $5900, Visa Black $50K= Total is $107,500
@14Fiesta wrote:I'm just sitting pretty at $500 total credit, but my excuse is I am new or "thin file" for my Credit. Just enjoying my gardening until I can go after more cards/higher limits.
And with my estimated annual income being about $12,000, I do NOT have more credit than income.
Same boat. Although I see that you were able to get some higher limit cards now, way to go! I'm a student with a part-time job and have only recently taken out a student loan so I am new/thin file. I've got a $200 CL and only one card (which as yet to arrive, way to go on that shipping, Discover. Way to go...sarcasm.), which pales in comparison to anyone else on these boards. I can't imagine ever having more than 10k CL for one card.
Wowzers. I am surprised people are still commenting on this post since I posted it months ago. :-) Keep the responses coming! It's' nice to see if there is a trend or not.
$280,000 salary. $310,000 in credit.
Thought I would participate.
I just started the road to credit recovery; meaning pursuing it in a serious manner, for about 8 months. I currently make ~$96k pretax, current credit limit is $6250.
I recently was approved for a Chase United Explorer Mileage plus card with a $5k limit about 3 weeks ago; so I'm just getting started. Hopefully I'll have a more respectable credit limit within the next 1-2 years.
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