cancel
Showing results for 
Search instead for 
Did you mean: 

Whats your total revolving credit amount?

tag
Cageym
Established Contributor

Re: Whats your total revolving credit amount?

60k net/year 81k revolving CL plus 23k left on a 37k car loan.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 41 of 55
thom02099
Valued Contributor

Re: Whats your total revolving credit amount?

Credit card companies have been very kind to me!

 

Income of ~$60K.  Current CL of ~$195K.  About 3.25 times my annual income.  But it's a bit skewed by Diners Club and their generous $50K CL on my Premier card.  Without it, I would be around $145K or 2.4 times my annual income. 

Message 42 of 55
Anonymous
Not applicable

Re: Whats your total revolving credit amount?

36k less than half my annual income. Just get started though. Six months ago it was 1k. 9 months ago it was 300.

Message 43 of 55
Express
Frequent Contributor

Re: Whats your total revolving credit amount?


@Amarie003 wrote:
Just out of curiosity, what is everyone's total credit limit amounts? And is your total credit limit greater than your annual income?

I just want to know because I see a lot of people on here who have huge credit limits and I'm wondering if the assumption that it is unlikely to have more credit than your income is actually true or not.

I have 9.3k total limit and it is not greater than my annual income.

$247,600

CL $408,200
Message 44 of 55
merlinflex
Frequent Contributor

Re: Whats your total revolving credit amount?

Amex Gold 1990, Chase Sapphire $12K, PayPal $5K, Capital One MC Rewards $2700, Capital One MC Rewards $1800, Ashley Furniture $3500, Discover Card $18K, Home Depot (Citi) $5800, WF Financial MC $2800, Amazon Store Card $5900, Visa Black $50K= Total is $107,500

Message 45 of 55
Anonymous
Not applicable

Re: Whats your total revolving credit amount?


@14Fiesta wrote:

I'm just sitting pretty at $500 total credit, but my excuse is I am new or "thin file" for my Credit. Just enjoying my gardening until I can go after more cards/higher limits.

 

And with my estimated annual income being about $12,000, I do NOT have more credit than income. 


Same boat. Although I see that you were able to get some higher limit cards now, way to go! I'm a student with a part-time job and have only recently taken out a student loan so I am new/thin file. I've got a $200 CL and only one card (which as yet to arrive, way to go on that shipping, Discover. Way to go...sarcasm.), which pales in comparison to anyone else on these boards. I can't imagine ever having more than 10k CL for one card.

Message 46 of 55
Amarie003
New Contributor

Re: Whats your total revolving credit amount?

Wowzers. I am surprised people are still commenting on this post since I posted it months ago. :-) Keep the responses coming! It's' nice to see if there is a trend or not. 

Message 47 of 55
Anonymous
Not applicable

Re: Whats your total revolving credit amount?

$280,000 salary. $310,000 in credit.

Message 48 of 55
daihashi
Valued Member

Re: Whats your total revolving credit amount?

Thought I would participate. 

 

I just started the road to credit recovery; meaning pursuing it in a serious manner, for about 8 months. I currently make ~$96k pretax, current credit limit  is $6250.

 

I recently was approved for a Chase United Explorer Mileage plus card with a $5k limit about 3 weeks ago; so I'm just getting started. Hopefully I'll have a more respectable credit limit within the next 1-2 years.

In the garden since: 11/12/2015
Starting Scores (11/13/2015): EQ 665 | TU 671 | EX 663
Current Scores (06/25/2016): EQ 690 | TU 711 | EX 700
Goal Score:
720 across all 3 by 07/2016

>

Message 49 of 55
Anonymous
Not applicable

Re: Whats your total revolving credit amount?

Income is about $36,500 total credit: $23,300
That's with 3 cards.
Message 50 of 55
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.