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Whats your total revolving credit amount?

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ExplicitElicit
Established Contributor

Re: Whats your total revolving credit amount?

8500 in total cl's & one NPSL

 

Not more than my income.

Message 11 of 55
DevotionToU
Regular Contributor

Re: Whats your total revolving credit amount?

Total revolving limits are $16.9k, which is less than my income.  

$18000 Discover IT / $6000 Chase Freedom / $5000 DCU Visa / $3900 Fifth Third / $2500 Capital One Quicksilver / $2000 AMEX Blue Cash Everyday / $500 Chase Slate
Message 12 of 55
Revelate
Moderator Emeritus

Re: Whats your total revolving credit amount?

30Kish + NPSL limits, and one PG business card at 5K.

 

Wasn't near my income before, but I've had dramatically reduced income for a bit, and gained additional tradelines post income decrease and didn't sugarcoat it for the lenders.

 

HiLine's point is right: this is a massively outlier population anyway, and our own statistics will not match consumer norms.  




        
Message 13 of 55
EW800
Valued Contributor

Re: Whats your total revolving credit amount?

My revolving credit lines total about $58K.  Thankfully, only about 2% of that is in use at the moment.  At one time I was, well.... lets say MUCH higher UTIL than that....  

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 14 of 55
takeshi74
Senior Contributor

Re: Whats your total revolving credit amount?


@Revelate wrote:

HiLine's point is right: this is a massively outlier population anyway, and our own statistics will not match consumer norms.  


Yup.  This is always an issue when relying on statistical analysis performed on forum postings on any topic.

Message 15 of 55
A_Noob
Contributor

Re: Whats your total revolving credit amount?

$500 on a Secured BofA card I got in August of 2013 for my first tradeline just to build credit and $500 unsecured Visa I got from SCFCU in March. I'm going to request a CLI in September on the SCFCU Visa after the BofA card has reported for a full year. They should also review my BofA card in August/September to see if I'm eligible to have it unsecured, which I don't see why I wouldn't be so I will likely request a CLI off of the same HP. So currently I have $1000 total between the two.

My Fico EQ: 749
My Fico TU: 754
My Fico EX: 753

Goal: 800
Message 16 of 55
notfancy
Valued Contributor

Re: Whats your total revolving credit amount?

$15,550 in credit cards. Up from $950 ($400 was secured) in November.

 

Not greater than my annual income.

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 17 of 55
CreditJunkie917
Frequent Contributor

Re: Whats your total revolving credit amount?

$41k on my cards + NPSLs...$15k LOC....$57k salary...

Amex PRG(NPSL), Amex BCE($5K), Amex Hilton($1K), NavCheck ($15K), NFCU CR Siggy($20K), USAA Amex($7K), USAA World MC($7K), CSP($2.3K), Chase Marriott($1.8K), Care Credit($2.5K), Cap1 QS($3.5K), VS($500), Cap1 Secure($200) Starting Scores(Jan 2013): FICO EQ: 643, TU: 552, EX: 567 Current Scores(Sept. 2016): FICO EQ: 672, TU: 703(?), EX: 682 In the Garden FOR-EV-ER!!!!! Cards and goals achieved! Let's grow and mature these babies!!!
Message 18 of 55
Burned2manybridgesB4
Valued Contributor

Re: Whats your total revolving credit amount?

196% credit to income. I have major credit OCD to keep things structured though...

Message 19 of 55
greatness1
Contributor

Re: Whats your total revolving credit amount?

Revolving credit 45k, Annual income 47k

amex bc $15kl amex bce $1.5kl bbva amex $7kl freedom $3.1kl, csp $5.8kl sallie mae $5.7kl venture $7kl citi dc $10kl discover $13kl assoc bank $7kl nasa fcu $18.1kl penfed plat rewards $15kl penfed plat rewards $22kl lowes $17kl walmart $6kl

nasa ploc 17k
Total limit $163,200K
Message 20 of 55
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