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8500 in total cl's & one NPSL
Not more than my income.
Total revolving limits are $16.9k, which is less than my income.
30Kish + NPSL limits, and one PG business card at 5K.
Wasn't near my income before, but I've had dramatically reduced income for a bit, and gained additional tradelines post income decrease and didn't sugarcoat it for the lenders.
HiLine's point is right: this is a massively outlier population anyway, and our own statistics will not match consumer norms.
My revolving credit lines total about $58K. Thankfully, only about 2% of that is in use at the moment. At one time I was, well.... lets say MUCH higher UTIL than that....
@Revelate wrote:HiLine's point is right: this is a massively outlier population anyway, and our own statistics will not match consumer norms.
Yup. This is always an issue when relying on statistical analysis performed on forum postings on any topic.
$500 on a Secured BofA card I got in August of 2013 for my first tradeline just to build credit and $500 unsecured Visa I got from SCFCU in March. I'm going to request a CLI in September on the SCFCU Visa after the BofA card has reported for a full year. They should also review my BofA card in August/September to see if I'm eligible to have it unsecured, which I don't see why I wouldn't be so I will likely request a CLI off of the same HP. So currently I have $1000 total between the two.
$15,550 in credit cards. Up from $950 ($400 was secured) in November.
Not greater than my annual income.
$41k on my cards + NPSLs...$15k LOC....$57k salary...
196% credit to income. I have major credit OCD to keep things structured though...
Revolving credit 45k, Annual income 47k