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WhatsMyScore.Org

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creditFiend
Established Contributor

WhatsMyScore.Org

I'm bored out of my mind from being in the garden.  30 days out, 335 to go.  I found this site while searching for future potential credit unions called:  http://whatsmyscore.org/estimator/

It asks basic questions about cards & loans in your profile; then gives a guess-timate of your possible score based on your answers.  It gave a close range for me.  (675-725).

Last I checked my lowest score EQ was 685, & highest TU at 716; EX 712

*A fun tool to play around with* 

Last app: 2/21/2016
Amex PRG (NPSL)| Amex Hilton Surpass ($17.6K)| Barclays Arrival WEM ($13K)| Barclays SM ($11K)| Capital One QS ($15K)
CareCredit (15.6K)| Chase CSP ($12K)| Chase Hyatt ($5K)| Chase FU VS ($7K)| Chase Ritz ($16.7K)| Citi DC ($2.4K)
Discover It ($4K)| Lowe's ($17K)| MSUFCU ($5K)| Nasa FCU ($20K)| Navy Cash Rewards ($20K)| Navy CLOC ($15K)
PenFed Thrifty ($500)| USAA Rate Advantage ($7K)
Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: WhatsMyScore.Org

Mine came up with a range of 670-720, which is pretty close to reality.

Message 2 of 25
Gunnar419
Valued Contributor

Re: WhatsMyScore.Org

Very interesting. They estimated mine as between 755 and 805.

 

They are in fact: 819 (EQ), 805 (TU), and 802 (EX), so pretty close.

Message 3 of 25
SomeGuyOnTheWeb
Regular Contributor

Re: WhatsMyScore.Org

675 - 725

 

Well, pretty close. Except for EX, but that's mainly due to my 90 day late from 5 years ago not reporting for them.

EQ - 727
TU - 752
EX - 774
Message 4 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

Mine says 600-650 which is  true for me.

Message 5 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

Mine was accurate to what my scores were last month (645-695, pulled 694 in Dec), but not even close to the EX 747 I pulled yesterday.

 

The "10 year" question with the collections threw it off, but even if I answer "no" to that, it's still low.

Message 6 of 25
mikelo22
Established Contributor

Re: WhatsMyScore.Org

Mine were a bit low. 685-735 was the range given. I think it was because of all the loan balance questions I had to answer with regard to my student loans.

Message 7 of 25
LuckyBird
Regular Contributor

Re: WhatsMyScore.Org

Mine was right on.  It said 700 to 750 and all 3 of mine fall right in there.  Cool site.

Chase Sapphire Reserve $30,000 | Amex BCP $30,000 | Discover It $30,000 | Citi Simp $16,500 | NFCU Cash Rewards $14,400 | Citi DC $9,800 | Chase Freedom $9,000 | VS $4,100 | Kohl's $3,000 | Loft $3,000

EQ 823 ~ TU 817 ~ EXP 808 | ITG since 8/24/2016
Message 8 of 25
longtimelurker
Epic Contributor

Re: WhatsMyScore.Org

I got 770-820, which is off  a little, but not in a significant way (i.e. I could get the same terms with a 770-820 as with my actual scores)

Message 9 of 25
Anonymous
Not applicable

Re: WhatsMyScore.Org

650 to 700, actuals are 668 671 and 738, and eq at 738 doesnt show the 1 7 yr old collection the other 2 do. Somebody at ck should hire the guy that whote that program Smiley Tongue

Message 10 of 25
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