My DH bought a car in 1999 with his now ex-spouse. The credit union told him that they could not report to CRAs, good or bad.
ex-spouse got the car in the divorce, and lost it to repo. Now it is on DH credit as repo with 9 90day late pays.
The original company went out of business, but it is still showing in accounts with new company name, not collection agency, but trugrocer federal credit union, used to be Albertsons federal credit union.
When did credit unions begin reporting, and can we get this removed since it was not supposed to be reported back then?