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When do CRA update?

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peme6040
New Contributor

When do CRA update?

Recently I got news that some old Late's were not being reported on my CR.  I'm wondering if there is a certain date each month that each of the CRA's update their information.  I'm just curious to see how the deletion of these lates are going to affect my score.


Starting Score: 645
Current Score: 713!
Goal Score: 700


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Message 1 of 3
2 REPLIES 2
gdale6
Moderator Emeritus

Re: When do CRA update?

Updates occur 24/7 when a creditor reports info to one of them.

Message 2 of 3
takeshi74
Senior Contributor

Re: When do CRA update?

CRA's don't poll for updates.  Creditors update the CRA's.  As such, CRA's are updated as creditors report to them.

Message 3 of 3
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