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When does Capital One report?

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capricornchanges
Regular Contributor

When does Capital One report?

I just paid my first statement, the due date was February 10, and the cut off date is today February 13, when can I expect them to report to the credit bureau? I’m anxious to see what this credit card does for my score


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 1 of 8
7 REPLIES 7
Remedios
Credit Mentor

Re: When does Capital One report?

For me they reported on the second statement date.
Message 2 of 8
capricornchanges
Regular Contributor

Re: When does Capital One report?

The second one? Yikes that’s a long time!


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 3 of 8
trusty
Frequent Contributor

Re: When does Capital One report?


wrote:
For me they reported on the second statement date.

Same here. I was wondering when they were going to show up on the credit reports. It took a full two months for it to show up. 


Conversely, Barclaycard reported literally the day after I applied and was approved. How's that for polar opposites.

Message 4 of 8
Remedios
Credit Mentor

Re: When does Capital One report?

It's actually better for you that way, as you'll be further from AoYA penalty (not by much, but every little bit helps). 

 

Message 5 of 8
Anonymous
Not applicable

Re: When does Capital One report?

Mine reported 3 days after the first statement cut. Same for my wife as well. We both got our separate Platinum cards on the same day last month. First statement cut on 2/12. EX and EQ reported the new account on 2/15, and TU updated the next day (2/16).

Message 6 of 8
capricornchanges
Regular Contributor

Re: When does Capital One report?

Well, got my answer, first statement cut feb 13, Tuesday, reported Friday


1st goal: 700 across the board
Starting Scores 01/19/2018
Equifax : 579
Transunion: 585
Experian: 602

Current 07/06/2018
Equifax:662
Transunion: 645
Experian: 683








Message 7 of 8
Anonymous
Not applicable

Re: When does Capital One report?


Howdy!!! Capital One reports 3 days after the statement date. If your bill is due on March 1st, they will report it to all 3 credit bureaus on March 4th. If you’re trying to have it report 0% utilization, pay the bill before the statement due date and you’ll be great!!

Hopefully that helps... Good luck on the credit score and congrats on the new account! ☺️
Message 8 of 8
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