When to request a new cr

[Anonymous]

I just got my ex cr on 4/02.  I just paid down all c.c. to between 1-9% util.  Curious to see how this effects my fico.  Question is when will it change?  I guess do all cra info change at the same time? Beginning or end of the month?  Any info would be greatly appreciated.

[Anonymous]

Typically the update occurs when your CC statement cuts.

As a rule of thumb, I would wait until the end of next month. Results may post sooner, but that's the safest approach.

[Anonymous]

That being the case, then you are most likely correct.  I should wait a month.  I am a liitle impatient though.  Anyway, thanks for the info.