When will this fall off?

[SJP57]

Portfolio Not on Record Not on Record $622 120+ days past due Details

 Cap 1 Bank Not on Record 12/2000 $0 Bad debt/collection Details

date opened 12/00, cap one sold off to portfolio i guess

[SmartCookie]

Click on details and tell us what it says, we can't see.

[SJP57]

date of last activity -dec 2000

largest paid bal 594

credit type open account

curr status 120+ days past due

[SJP57]

collection acct that is still technically open

[SmartCookie]

Should fall off in December but pull directly from the individual CRA for the exact date as it could be 180 days+ 7yrs.

[SJP57]

thank you, much appreciated!

[SmartCookie]

No problem.  Leave it alone since it is so close to dropping.  More on SOL here:   http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=8713

[SJP57]

thank god, it will fall off 11/07......this is the one damaging item in my report...erg..fresh in college and wanted a card that i could not pay off...i was so **bleep** stupid..