When you apply for a cc, does your score drop immediately? I have applied for the Hooters MC, Amex Skymiles, Amex HHonors, and the Amex Starwoods..and also a Dell credit line and Exxon card all since June 18!!! I know...scary thought, but they ALL got approved!
Anyway....after all of these inquiries, my score has only gone down 2 points. All of the inquiries show up....but haven't appeared (yet) to really affect my score.
Does this seem right?
The hit is immediate.. the overall impact (if any) will depend on your overall file.
I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared. 
Tuscani wrote:The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.
Let me clarify my ?....if my score was going to fall anymore...would it have done it by now??
And this threshold stuff you are talking about...is it a bad thing???
Tuscani wrote:The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.
That info. is G-14 classified innit??!!!
Dang it Tusc!!! You're killing me!
But I understand
flygirl wrote:
Tuscani wrote:
The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.
Let me clarify my ?....if my score was going to fall anymore...would it have done it by now??And this threshold stuff you are talking about...is it a bad thing???
Yes, you have already taken any hit you are going to get for Inqs. The threshold is good. But having enough Inqs to reach that threshold is bad.
trinigal wrote:
Tuscani wrote:
The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.
That info. is G-14 classified innit??!!!Dang it Tusc!!! You're killing me!But I understand
I'd have to kill you.
@Tuscani wrote:
@Anonymous wrote:
@Tuscani wrote:The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.Let me clarify my ?....if my score was going to fall anymore...would it have done it by now??And this threshold stuff you are talking about...is it a bad thing???Yes, you have already taken any hit you are going to get for Inqs. The threshold is good. But having enough Inqs to reach that threshold is bad.
Did yoy reach it on your 41st or 42nd cards?
441st
@MidnightVoice wrote:
@Tuscani wrote:
@Anonymous wrote:
@Tuscani wrote:
The hit is immediate.. the overall impact (if any) will depend on your overall file.I say "if any" because there a certain threshold where Inqs no longer counted against you. No that threshold cannot be shared.
Let me clarify my ?....if my score was going to fall anymore...would it have done it by now??And this threshold stuff you are talking about...is it a bad thing???
Yes, you have already taken any hit you are going to get for Inqs. The threshold is good. But having enough Inqs to reach that threshold is bad.
Did yoy reach it on your 41st or 42nd cards?