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When you purchase your reports from myfico. . .

Frequent Contributor

When you purchase your reports from myfico. . .

do you get to see all three reports?  I am still in the 30 day free trial but I think that it will end around the 17th of July.  I definetely want to purchase this but wondered if they just show one and I have to purchase the other two. 
Message 1 of 21
20 REPLIES
Moderator Emeritus

Re: When you purchase your reports from myfico. . .

I assume you purchased SW? In which case no, SW is good for EQ only.
Message 2 of 21
Senior Contributor

Re: When you purchase your reports from myfico. . .



smooshiesmom wrote:
do you get to see all three reports?  I am still in the 30 day free trial but I think that it will end around the 17th of July.  I definetely want to purchase this but wondered if they just show one and I have to purchase the other two. 


30 day trial of SW gives you EQ. You have to pay for EX and TU.
 
I'm on SW now. Helpful hint. Since I get SW updates whenever my FICO score changes, there's appears to be no need for me to ever again purchase my EQ report. Only my EX and TU scores, when I want them. But my EQ score updates serve as a pretty good indicator of where my other scores are.
 
I also subscribe to TC, and with that I can see everything all the time on all 3 CRs.
 
$7.12 a month for SW (20% discount code)
$11.21 a month for TC (Walmart link)
$18.37 a month total
 
Seems the most economical route I've found thus far to know what's on my CRs and what my FICO scores are within a reasonable degree of estimation. Once Wells Fargo and Cap 1 update in the next couple weeks, everything should be reporting at 9% util. I'll pull my FICOs them.
 
Message 3 of 21
Established Contributor

Re: When you purchase your reports from myfico. . .

Whats that discount code again?....Smiley Happy
9/18/08 TU=707 EQ=706 EX=702
Message 4 of 21
Moderator Emeritus

Re: When you purchase your reports from myfico. . .



so_confused wrote:
Whats that discount code again?....Smiley Happy


Google is your friend. Smiley Happy
Message 5 of 21
Established Contributor

Re: When you purchase your reports from myfico. . .

so TC gives you FAKO or FICO's?
9/18/08 TU=707 EQ=706 EX=702
Message 6 of 21
Moderator Emeritus

Re: When you purchase your reports from myfico. . .



so_confused wrote:
so TC gives you FAKO or FICO's?



FAKO
Message 7 of 21
Established Contributor

Re: When you purchase your reports from myfico. . .

So what is the benefit of using TC?
9/18/08 TU=707 EQ=706 EX=702
Message 8 of 21
Super Contributor

Re: When you purchase your reports from myfico. . .

You can see all 3 CRs every day.
 
And trends in scoring MIGHT be similar
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 9 of 21
Senior Contributor

Re: When you purchase your reports from myfico. . .



so_confused wrote:
So what is the benefit of using TC?


With TC, you see your entire CR from all 3 CRAs anytime you want, and you don't pay extra to pull your reports. It's all included in the monthly subscription.
 
Seeing only your FICO scores is like knowing the patients vitals only (pulse, BP, respiration), and seeing only your EQ FICO is like getting only the pulse.
 
Seeing your entire CR from all 3 CRAs is like getting a constant and comprehensive analysis of the patients status.
 
Message 10 of 21