Colorado
credit scoring is intricate
so when people do things to get things to come off it will impact your score positively however it is not a quick fix to the 800's you still have to have enough strenghth on your positive accounts to move you forward. low balances and long payment history minimal inquiries...so if you lack those three things you will have to just wait for time to be on your side. that is the biggest rule of thumb...
Financial budgets always have you take into account your assets and your liabilities.
credit is sort of like that...
your assets are perfect behaviours.....
your liabilities are the non perfect ones...
so put it together and it will compile you a score...........50 points is very good...to move up in scoring
don't be discouraged....K. credit over TIME>....credit over TIME...
Message Edited by sherry on
12-30-2007 03:29 PM