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Where does creditone gets their scores from?

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roastbeans
New Contributor

Where does creditone gets their scores from?

My TU score 720,myfico( I am assuming equifax) 688, which gone up from 679 from previous month.But the credit one bank has my score at 613,gone down from the previous month(May)of 640!.Where does credit one gets their scores from? and is that reliable? why so much differences??

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3 REPLIES 3
tcbofade
Super Contributor

Re: Where does creditone gets their scores from?

They pull their info from Experian, but it is a FAKO score, not a FICO score...

 

So, NO, it is not reliable.

02/01/24 Fico 8: EX 757, EQ 803, TU 783.
Fico 9: EX 760 12/16/23, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 2 of 4
new_earth
Frequent Contributor

Re: Where does creditone gets their scores from?

it seems even FAKO scores vary depending on who you get them from. My EX FAKO on myprivacymatters is 609, while on Credit One it's 568. Soooo unreliable.

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roastbeans
New Contributor

Re: Where does creditone gets their scores from?

I just checked my experian score and it says 660...so I guess they,creditone got their own goofy scoring system.TU 726.Equifax 688.Exerian 660.

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