Credit Cards Center Credit cards from our partners
Reply
Established Member
Posts: 11
Registered: ‎05-08-2012
0

Where is the best place to get a personal loan?

I am buying a house and will be tapped out. I need to do some repairs to the house and get my car fixed.I need to get at least $6500 and need to know the best place to get a personal loan that will be repaid in a year. I was thinking of opening an account with Delta Credit Union and getting the loan there.Does anyone have any suggestions?

Starting Score: TU-585,EQ-569,EX-542 (lender pull 1/24/12)
Current Score: UNKNOWN
Goal Score: 700 CLUB


Take the FICO Fitness Challenge
Highlighted
Valued Member
Posts: 40
Registered: ‎03-25-2008
0

Re: Where is the best place to get a personal loan?

Your local credit union will probably be your best bet.  They tend to have a better interest rate.




Established Member
Posts: 21
Registered: ‎05-10-2008
0

Re: Where is the best place to get a personal loan?

I'd also check out community banks in your area. I just this month got one from one, I actually was contacted by them (I'm not a customer). It seemed much too easy,but I was pre approved for a promotional. They are very new to here,having just absorbed another small group. I got a $5000 personal loan,at 7% for 36 months with no prepay penalty. I was also trying to find out about a personal loan for about a year now, for the same sort of things, not wanting to go to a HEL, but needing some dead trees removed,repairs on the kithchen sub floor and such. This just fell into the right time-right place karma thing for me. Also is reporting as a personal loan already and didn't hurt my score very much. Good luck.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.