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What is your SOL?
LittleCat wrote:I was laid off with no notice in early 2003 and ended up destroying my credit. I have been really working hard to get it back....Heres what is left from 2003-Repo-$6,800 that I oweCredit Card A-$500 CL, $2000 charge offCredit Card B-$300 CL, $948 charge offCredit Card C-$500 CL, $1400 charge offSprint-Closed/$178 balance dueAll of this is with a DOLA January 2003The good accounts are8/07-Car loan, perfect pay history11/06-Car loan, perfect pay history, traded in 8/07Credit Card-$300 CL, $178 balance, opened 11/07 perfect payment historyTarget Card-$500 CL, $150 balance, opened 5/07 perfect pay historyMervyns-$200 CL, 0 balance, opened 7/1996I recently paid off a collection so it is listed as 'paid.' This collection was about 6 monthes old.I also have 1 medical collection that is set to be deleted for payment(I have the letter stating this), this one is only 4 monthes old.I have recently paid another medical collection, about 2 years old, that has been deleted.How is it that my scores, both EQ and TU are around 550? FICO, not FAKO. They were up around 600 before I paid the one collection after they refused many times to delete for payment.Anyone have any idea where to go from here?? I have PDF's out for everything from 2003, with no luck-what is the best thing to do with these?Also, how much is the baddies from 2003 impacting me?